Crédit Agricole Anjou-Maine: 2025 Financial Report

Crédit Agricole de l'Anjou et du Maine posted strong financial results as of December 31, 2025. Gross operating income reached €168.6 million, an increase of 18.6% year-on-year. The cost-to-income ratio improved by 3.1 points to 63.3%. The number of customers increased significantly with 33,200 new customers, bringing the total to approximately 817,000.

The cost of risk, however, increased to €56.5 million due to a rise in business failures. Despite this, net income amounted to €101.1 million, representing a 6.4% increase. Equity reached €3.6 billion, a 2.5% year-on-year increase.

The outstanding amount of funds raised increased by 4.3% to reach €30.8 billion. With €2.6 billion in new financing, the total outstanding loan balance stands at €19.8 billion. Finally, the value of Cooperative Member Certificates rose by 3.18% to reach €237.