Analysis of the Results as of March 31, 2025 of Crédit Agricole du Nord

The Caisse Régionale Nord de France has published its Pillar 3 financial indicators, demonstrating the strength of its financial position. As of March 31, 2025, Common Equity Tier 1 (CET1) capital stands at €3.4 billion, offering a ratio of 30.20%, well above the minimum requirement of 8%.

Total equity stands at €3.44 billion, while total risk exposure stands at €11.28 billion. The latter is primarily comprised of credit risks, with €9.95 billion in this regard. The liquidity coverage ratio (LCR) is robust at 123.14%, ensuring high-quality liquidity.

In summary, the Caisse Régionale Nord de France displays solid solvency and liquidity ratios, demonstrating its ability to maintain effective risk management and meet regulatory requirements. The NSFR ratio stands at 107.96%, reflecting a stable financial base.