Funding Circle Exceeds 2025 Financial Expectations

Funding Circle Holdings Plc has announced a notable performance for the fiscal year 2025. The company reported revenues of approximately £204 million, an increase of 28% compared to the previous year, and profit before tax of around £20 million. These results exceeded market expectations of £191 million in revenue and £17 million in profits. Credit extended for the year reached £2.5 billion, marking a 29% rise from 2024, with balances under management at £3.0 billion.

This performance reflects the effectiveness of Funding Circle's strategic transformation, along with the robust demand and successful product innovations. The Term Loans business reported originations of £1.6 billion, with significant forward flow agreements signed. Additionally, growth in FlexiPay and the Cashback credit card significantly contributed to the annual transaction volumes.

The company also continues its £25 million share buyback program, having repurchased 16.5% of its issued share capital thus far. Updated guidance for 2026 will be provided on 5 March 2026.