GACM's Solvency II Ratio Stands Strong at 227% for June 2026

As of June 30, 2026, Groupe des Assurances du Crédit Mutuel (GACM) reported a Solvency II ratio of 227%. This marks a slight increase from the 226% recorded on December 31, 2025. The Solvency II ratio, crucial for assessing an insurer's financial health, evaluates the level of eligible own funds against the Solvency Capital Requirement (SCR). GACM's eligible funds amounted to 15,779 million euros, well above the SCR of 6,950 million euros, calculated using the standard formula.

A significant 92% of GACM’s eligible own funds were classified as unrestricted Tier 1 assets. Furthermore, the group saw its Minimum Capital Requirement coverage ratio rise to 611%, compared to 593% at the end of 2025. These figures underscore GACM's solid financial footing and its robust capital management practices.