on ProCredit Holding AG & Co. KGaA (ETR:DE000622)
ProCredit's 9-Month 2025 Results: Growth Amid Challenges
ProCredit Holding AG revealed its 9-month 2025 results, showcasing strong business growth, with a notable 10.2% increase in loan portfolios, largely driven by lower-volume client segments. The firm delivered a net profit of EUR 58.2 million, marking a return on equity of 7.4%. Operating income trends remained positive, highlighted by an improving net interest margin.
A one-time reassessment in project finance led to a EUR 16.6 million loss allowance, affecting Q3 results. Consequently, ProCredit adjusted its return on equity guidance to 7-8% for FY 2025 and projected a cost-income ratio of around 72%.
Despite these challenges, deposits rose by 6.4% year-to-date. The CET1 ratio steadied at 13.0%, indicating a strong capital position.
R. H.
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