UmweltBank AG Sees Growth in Private Customer Sector

UmweltBank AG experienced notable growth in its private customer sector in Q4 2025. The bank increased its private customer base by 29,000, reaching 184,000 by year-end, despite not hitting the anticipated target of 210,000. Retail customer deposits matched forecasts, increasing by €0.8 billion to €4.3 billion. A significant portion of this growth, over €0.4 billion, occurred in the fourth quarter.

The growth was largely driven by a strategic overnight money campaign offering 3.0% interest for three months and the introduction of a current account in 2025. Moving forward, UmweltBank aims to further expand its customer base to 260,000 and increase deposits to €5.4 billion in 2026. Corporate banking, however, saw a decline, with new loans falling below projections.

Following a capital increase in September 2025, the bank boasts a total capital ratio of about 17.0% as of December 2025. This positions UmweltBank well to achieve its future financial goals, as outlined during its Capital Markets Day.