Cardtonic Introduces Platinum Virtual Dollar Card With Contactless Payments and Stablecoin Funding

Yaba, Nigeria, June 22nd, 2026, FinanceWire

Cardtonic, a fintech platform serving users in Nigeria and Ghana, introduced its Platinum Virtual Dollar Card in January 2026, expanding what a virtual dollar card can do beyond basic online checkout. The card supports online USD payments, contactless tap-to-pay through Apple Wallet and Google Wallet, and, as of April 2026, funding with stablecoins including USDT and USDC.

Built for How People Actually Pay in 2026

Cardtonic already offers a Regular Virtual Dollar Card that helps users pay for subscriptions, shopping, tools, ads, and everyday digital transactions in dollars. The Platinum Card builds on that foundation for users who need their card to handle more than checkout pages.

Online payments are no longer tied to one screen or one type of transaction. A freelancer might pay for software online, a traveller might use contactless checkout at a terminal, and a digital entrepreneur might juggle subscriptions across several platforms. The Platinum Card is designed to follow users across all of those moments with one card.

Contactless Payments Through Mobile Wallets

The Platinum Card keeps the core function of a virtual dollar card: enabling international shopping, work tools, streaming subscriptions, travel bookings, and other dollar-based online payments.

What sets it apart is contactless support. Users can add the card to Apple Wallet or Google Wallet and tap to pay at any terminal that accepts NFC payments, without needing a physical card. That extends the card's use beyond checkout pages into everyday in-person purchases.

Stablecoin Funding for Flexible Top-Ups

In April 2026, Cardtonic added stablecoin funding for its Virtual Dollar Cards, giving users another way to load their cards beyond standard wallet-based funding.

Users can now fund supported Cardtonic Virtual Dollar Cards directly with USDT or USDC. This matters for freelancers, remote workers, and digital entrepreneurs who often receive payment in stablecoins. A freelancer paid in USDT can fund their card and spend immediately. A remote worker can cover productivity tools. A digital entrepreneur can manage business subscriptions, all without converting funds through a separate platform first.

Closing the Gap Between How Users Earn and How They Spend

Cardtonic's Platinum Virtual Dollar Card brings together online USD payments, mobile wallet compatibility, contactless payments, and stablecoin funding in a single product. The company says the goal was not to add features for their own sake, but to match how users already receive and move their money in 2026.

About Cardtonic

Cardtonic is a fast-growing fintech super-app enabling payments beyond borders through alternative channels such as virtual dollar cards and digital assets. The platform serves more than 1.8 million active users, providing frictionless access to global payments, secure gift card exchange, international bills, and digital connectivity via eSIMs.

With a strong culture of discipline, speed, and customer trust, Cardtonic gives Africans the freedom to transact globally without relying solely on traditional banking rails. For more information, users can visit www.cardtonic.com.

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