Investor presentation Crédit Agricole Assurances - HY-25 figures and Strategic Plan ACT 2028

INVESTOR

PRESENTATION

CRÉDIT AGRICOLE ASSURANCES

Data and figures at end of June 2025

                                                                                                                                                                                                     November 2025                                                          

C A A I N V E S T O R R E L A T I O N S

DISCLAIMER

This document has been prepared by Crédit Agricole Assurances S.A. for information purposes only and is available on its website (https://www.ca-assurances.com/en/investors/). It is not to be reproduced by any person, nor to be forwarded or distributed to any person unless so authorised by Crédit Agricole Assurances S.A.. Failure to comply with this directive may result in a violation of the Securities Act of 1933 as amended (the “Securities Act”), or the applicable laws of other jurisdictions. None of Crédit Agricole Assurances S.A. or its affiliates, advisers, dealers or representatives takes any responsibility for the use of these materials by any person.

No representation or warranty expressed or implied is made as to the fact that the entire information within this document has been subjected to a full independent review, and no reliance should be placed on the fairness, accuracy, completeness or correctness of the information or opinions contained herein. Unless otherwise specified, the sources for the business rankings and market positions are internal. The information in this document relating to parties other than Crédit Agricole Assurances S.A. or taken from external sources has not been subjected to independent verification. None of Credit Agricole Assurances S.A. or its affiliates, advisers, dealers or representatives, or any other person, shall have any liability whatsoever (in negligence or otherwise) for any loss arising from any use of this document or its contents or otherwise arising in connection with this document.

Without limiting the foregoing, this document is not an offer to sell or the solicitation of an offer to purchase or subscribe for securities in the United States nor in any other jurisdiction, and no part of it shall form the basis of or be relied upon in connection with any contract or commitment whatsoever. Crédit Agricole Assurances S.A. does not intend to register any portion of any offering in the United States or to conduct a public offering of securities in the United States.

Forward Looking Statements

This communication contains forward looking information and prospective statements about Crédit Agricole Assurances S.A. that are not historical facts. These statements may include financial projections and estimates and their underlying assumptions, statements regarding plans, objectives and expectations with respect to future operations, products and services, and statements regarding future performance and has been developed from scenarios based on a number of economic assumptions in the context of a given competitive and regulatory environment (including but not limited to applicable accounting principles and methods and the applicable prudential regulations). Such statements do not represent profit forecasts and estimates within the meaning of the COMMISSION DELEGATED REGULATION (EU) 2019/980 of 14 March 2019. Forward looking statements may be identified by the words “believe”, “expect”, “anticipate”, “target” or similar expressions. Although Crédit Agricole Assurances S.A.’s management believes that the expectations reflected in such forward looking statements are reasonable, investors are cautioned that forward looking information and statements are subject to various risks and uncertainties, many of which are difficult to predict and generally beyond the control of Crédit Agricole Assurances S.A. that could cause actual results and developments to differ materially from those expressed in, or implied or projected by, the forward looking information and statements. Crédit Agricole Assurances S.A. undertakes no obligation to publicly revise or update any forward-looking statements given as at the date of this document in light of new information or future events. More detailed information on the risks that could affect Crédit Agricole Assurances S.A.’s financial position and results can be found in the section “Risk Factors” in our Universal Registration Document filed with the French Autorité des Marchés Financiers (available here). Readers must take all these risk factors and uncertainties into consideration before making their own judgement.

Presentation of financial information

The figures presented in this document have been prepared in accordance with International Financial Reporting Standards, as adopted in the European Union (“IFRS”). IFRS 17 “Insurance contracts” is mandatorily applicable for reporting periods beginning on or after 1 January 2023. Comparative information as at and for the year ended 31 December 2022 has been restated when relevant.

Some figures presented in this document have been subject to rounding adjustments. Accordingly, in certain instances, the totals shown for a column or row in tables may not conform exactly to the arithmetic sum of the figures presented.

SUMMARY

CHAPTER 1 COMPANY OVERVIEW

CRÉDIT AGRICOLE ASSURANCES: KEY ITEMS

SAVINGS / RETIREMENT

DEATH & DISABILITY CREDITOR

GROUP INSURANCE

PROPERTY & CASUALTY

Strong Financial Profile

•    Net income Group share (vs. H1-24)

•    Solvency II ratio² (vs. end 2024)

•    Life insurance outstandings³(vs. end 2024)

See notes on page 47 and following

A SIZEABLE ASSET WITHIN THE CRÉDIT AGRICOLE GROUP

PROFILE IN FRANCE

•        Very well positioned in France, particularly in individual Death & Disability, Creditor insurance, Life insurance and Retirement

•        Strong prospects in Property & Casualty

                                                                  Life insurance market shares                                   P&C market shares

See notes on page 47 and following

INTERNATIONAL PROFILE

                                                                                                                                                                                                                   In € billion                                                                                                                                                                  Italy     Other countries

20.6%

19.7%

17.9%

                                                                                                                                                                                                                                     H1-23                                                                                                                                                                            H1-24                                                                                                                                                                     H1-25

¹ Percentage of CA Italia network customers with at least one policy marketed by CA

Assicurazioni, Italian Crédit Agricole Assurances' non-life insurance subsidiary

WORKING EVERY DAY IN THE INTEREST OF OUR CUSTOMERS AND SOCIETY

Expanding offers and services to cover all customer needs, _for

instance: set up of voluntary payments on the savings contracts autonomously using Ma Banque^[1]mobile app (2024), as well as home, car and health insurance solutions now fully available in selfcare on the Ma Banque¹ and LCL Mes Comptes apps (2024); launch of the first Article 9 General Account on the market by Spirica (2024) or a more inclusive home-insurance (2024); or the reshaping of international product offering with for instance, the launch of a new euro fund in Luxembourg (2024)

Accompanying our customers in their retirement, _{with the creation in}

2022 of Crédit Agricole Assurances Retraite, our Group Pension Fund (Fonds de Retraite Professionnel Supplémentaire – FRPS), which supports Crédit Agricole Assurances' long-term development ambitions in this supplementary pensions market.

Expanding our core businesses to accompany our customers

internationally, with some recent examples of new or strengthened partnerships: CA Auto Bank / CACI (GAP products) in Italy, JAP group / Mudum Seguros (car products), CA Bank Polska and EFL / CATU (Car and machinery breakdown), Banco BPM, Abanca Seguros Generales (new health product)…

CHAPTER 2

A ROBUST BUSINESS MODEL

DIVERSIFIED BUSINESS MIX

Gross written premiums by line of business

CAGR

 Death&Disability / Creditor / Group insurance  P&C  Savings & Retirement - UL  Savings & Retirement - €

SOLID LIFE INSURANCE ACTIVITY

Savings & retirement – Net inflows¹

In € billion

Life insurance outstandings²

Contractual Service Margin³ evolution

• Positive stock revaluation effect, in relation to favourable market impact

• Strong contribution from new business driven by revenues growth, exceeding the CSM release

• CSM allocation factor⁴: 8.0%

See notes on page 47 and following

• In H1 2025, stability of the net discounted combined ratio at 94.7%.

• The net undiscounted combined ratio was 97.4% for H1-2025, compared with 97.3% for H1-2024.

STRONG AND RECURRING PROFITABILITY

Net income Group share

Including the exceptional tax contribution, the change was -1.7%.

CHAPTER 3

SOLVENCY & CAPITAL

MANAGEMENT

STRONG SOLVENCY II RATIO OVER THE YEARS

Solvency II ratio evolution

Solvency ratio at a high level:

Sensitivities at end-June 2025

•    Solvency II prudential ratio of 202% at 30 June 2025, demonstrating the strength of CAA;

•    CAA has maintained a high level of solvency over time despite strong dividend distributed to shareholder (recurrent and/or exceptional).

SOLVENCY CAPITAL REQUIREMENT (SCR) AND

CAPITAL STRUCTURE AT END-JUNE 2025

In € billion

•    Use of the Standard formula with no transitional measures applied

•    Inclusion of the eligible policyholder participation reserve (PPE) in surplus funds; Tier 2 represents ​39%​ of the SCR

•    Unrestricted and restricted T1 cover 163%​ of SCR

SUBORDINATED DEBTS BREAKDOWN AND RATINGS

Total debt nominal value at end-October 2025¹:

•    Restricted Tier 1: ​€750m​

•    Tier 2: €5,550m​

1 Maturity date for bullet issues and first call date for callable issues    NB: The indication of the first call date is not an indication of the issuer’s intention to call or not to call the instruments

CHAPTER 4

DISCIPLINED RISK MANAGEMENT

STRONG ADAPTABILITY TO THE INTEREST RATE

ENVIRONMENT

Average return rate, policyholders’ yields and minimum guaranteed rate¹

Buffers to manage shocks

Strong customer loyalty

Surrender rate³

                                                            5.8%            5.5%            5.6%            5.0^%             _4.4%

3.7%

H1-22               FY-22            H1-23            FY-23            H1-24            FY-24            H1-25

REINSURANCE POLICY IN LINE WITH OUR RISK

APPETITE

Placement of a €160m Cat Bond

•    Diversifies our sources of reinsurance

•    4 years protection from January 2024, locked price

CAA • Issued by Taranis Re DAC and supported by Guy Carpenter reinsurance

policyClass A Providing €110m of Ultimate Net Loss, Per Occurrence cover, losses from

                                                                                                                                                                                                                          ^Notes                                                                                                           windstorm and hailstorm

Class B Providing €50m of Ultimate Net Loss, _{Annual Aggregate cover, second event}

                                                                                                                                                                                                                          ^Notes                                                                                              basis, losses from windstorm only

CONSERVATIVE AND DIVERSIFIED ASSET ALLOCATION

                                                                                                                                                                                                                              Europe excl.                                                                                                                                                      United States

HIGH-QUALITY AND DIVERSIFIED BOND PORTFOLIO

• Part of the bond portfolio covered by caps

See notes on page 47 and following

BONDS PORTFOLIO ORIENTED TOWARDS FRENCH GOVERNMENT BONDS AND SENIOR FINANCIAL DEBT

DIVERSIFIED NON-FINANCIAL DEBT EXPOSURE

Non-financial debt exposure by macro-economic sector^[3]based on an exposure of €48bn at end-June 2025

SOLID SOLVENCY II RATIO AND LIMITED

SENSITIVITY TO SOVEREIGN RISK

Exposure to French sovereign risk¹

​92%​ of total French sovereign risk (including assimilated)² is accounted with VFA model³ under IFRS 17 with no material impact on net income due

to symmetrical valuation effects on assets and liabilities

Net impact at end-2024 on the measurement

                                                                                        Impacts on net income very limited           

Higher impacts on CSM while remaining   High level of solvency largely absorbable by CAA  in each regulatory scenario

5

MEDIUM-TERM PLAN ACT

2028

5. MEDIUM-TERM PLAN ACT 2028 

                  Crédit Agricole      Speed up our diversification and

                         Assurances      strengthen our European footprint

Become the leading insurer for all our customers

•     Build tailormade and digital customer journeys by design

•     Strengthen customers’ multi-equipment notably through direct distribution to serve relationship-banks

•     Aim for very high client satisfaction in line with the market’s best standards to serve our customers (benefits and claims)

Speed up our diversification in France to confirm our leadership

•     Set up customer capture through insurance for relationship-based banks

•     Expand life insurance distribution outside Group networks for affluent customers

•     Expand our bankinsurer model for entrepreneurs, farmers and corporates

•     Boost Health and Retirement insurance activities through innovative offers and by tapping into Group synergies

•     Prepare an ambitious growth plan for our telemonitoring solution

Intensify international expansion

•     Amplify our integrated and non-Group bancassurance activities in Italy, Poland and the Iberian Peninsula

•     Create an operational system dedicated to pan-European BtoB partnerships primarily for Mobility offerings

Become a key player in Prevention and strengthen regional foothold

•     Offer risk adaptation and mitigation services for all customers

•     Invest in transitions, sovereignty and innovation to serve territories

Transform ourselves to become more efficient and safeguard our customer promise

•     Reduce time to market of offers and digital journeys through a “product mode” organisation

•     Improve Property & Casualty claims processes by integrating service providers³

•     Improve productivity, especially using an industrial approach to AI in coordination with relationship-based banks and internally (back-offices, processes,…)

2028 AMBITION

> €400bn

Life insurance outstandings¹

3m 

Number of Health beneficiaries²

> 20m

Property & Casualty contracts

> €9bn

International premium income

(CAGR 24-28: +7% per year)

> 3%

GOI CAGR 24-28

6

SUMMARY OF THE MEDIUMTERM PLAN AMBITIONS 2025

6. SUMMARY OF THE MEDIUM-TERM PLAN AMBITIONS 2025 

MEDIUM-TERM PLAN AMBITIONS 2025ASSESSMENT

Leader in France in savings, protection, creditor insurance and home insurance markets, CAA undertakes business and services development initiatives, as well as geographic and distribution diversification

2025 Ambitions

> €345bn

Savings outstandings

€23bn

Retirement outstandings

> €110bn

Unit-linked (UL) savings and retirement outstandings

+2.5m

Individual P&C contracts

+40%

Health beneficiaries

€1.5bn

Corporate insurance GWP

25%

of total insurance GWP from international activity x2

Outstandings on certified responsible UL funds

14 GW

Installed renewable energy capacity by CAA equity financing

< 15%

Cost/income ratio (IFRS17)

•    Supporting life insurance inflows: dynamism of the Savings & Retirement activity confirmed

•    Pursuing business and geographic diversification: strong growth across business lines; success of commercial initiatives in Italy and Luxembourg

•    Answering the growing need for protection: #1 in individual death & disability in France, #1 in the creditor insurance ranking in France for the first time, significant tenders won in Group business (e.g. IEG effective starting July 1, 2025)

•    Adapting the organization to become the benchmark digital insurer: Major digital developments, such as voluntary payments on savings contracts through mobile app or P&C solutions fully available in self-care

•    Contributing to the Group ESG project: more than 25 000 farms protected against climate risks by Pacifica, launch in June 2024 of the new offering of committed home insurance, creation by Spirica in April 2024 of the "Euro Climate Objective Fund”

7

ESG STRATEGY AND

AMBITIONS

CRÉDIT AGRICOLE GROUP'S RAISON D'ÊTRE

WORKING EVERY DAY IN THE INTEREST OF OUR CUSTOMERS AND SOCIETY

As an insurer, our mission is to support all our customers to meet all their needs, at every stage of their lives ➔ we are a universal bancassurer

As a leader in our markets and a major investor, we have the ability and the responsibility to act and to have a positive impact on our customers and on society.

Thanks to our employees, the strength of our Group and our partner banks, we are multiplying the impact of our actions to work in favour of the climate, inclusion and the agricultural and agri-food transition

THREE PRIORITIES OF THE GROUP'S SOCIAL PROJECT        CAA: A CSR STRATEGY AT THE HEART OF ITS BUSINESSES

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           RESPONSIBLE                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            RESPONSIBLE

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 INVESTOR                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                COMPANY

Taking into account the social and environmental

Integrating environmental impacts of our business and and social criteria into our focusing on the investment decisions

development of our employees

CRÉDIT AGRICOLE GROUP'S RAISON D'ÊTRE                            

RESPONSIBLE       RESPONSIBLE INSURER INVESTOR

Addressing environmental and social issues through Integrating environmental and social criteria into our responsible product offerings investment decisions

RESPONSIBLE COMPANY

Taking into account the social and environmental impacts of our business and focusing on the development of our employees

•     NZAOA membership since 2021 • 100% of new products designed using our CSR

guidelines by 2025       •           Expanding our commitment to renewable energy infrastructure so that it reaches 14 GW by 2025

•     Increasing carbon capture and committing to (compared with 5.2 GW at the end of 2020), biodiversity through reforestation. CAA, France's equivalent to the annual electricity consumption of leading forest insurance company, planted or more than 5 million homes in France _➔ target protected 4 million trees between 2019 and 2025 _{achieved by end-2024}

•     Insuring new forms of mobility and soft mobility ➔ • Reducing the carbon footprint of the portfolio NVEI insurance, portability of PDC on bicycles, (equities and corporate bonds): target of -25% by electric vehicle insurance 2025 compared with 2019, reached as of 2024

•     Developing our prevention systems •           CAA, fully committed to the transition of           its

•     Member of FIT (Forum for Insurance Transition to investment       portfolios,         has      made   a        further

      Net-Zero)                                                                                     commitment for 2030: it now aims to reduce by

50% the carbon footprint (in tonnes of CO₂ equivalent per million euros invested) of its investment portfolios listed in equities and corporate and real estate bonds held directly by the end of 2029 compared with the end of 2019.

•     Reducing our direct carbon footprint by 17% on energy, fleet and business travel (between 2019 and 2025)

•     Designing low-carbon Claims Management Units (CMU) ➔ Inauguration in 2023 of two low-carbon CMUs, in Grenoble and Caen, and three others in 2024: Saint-

Etienne, Dijon and Pau

•     Raising employee awareness of social issues:

•     Launch of a training course for CAA employees in April 2023, with a web conference on social issues followed by an e-learning module.

•     Creation and coordination of a network of CSR ambassadors with reinforcement of eco-friendly programmes

•     Seminars with BU management committees on societal topics and societal masterclass for the executive committee

CRÉDIT AGRICOLE GROUP'S RAISON D'ÊTRE

CRÉDIT AGRICOLE S.A.’S NON-FINANCIAL RATING

AS AT 1 OCTOBER 2025

                                                                                                             CCC                                                                                                                                                                                                                                       AAA                                                                                 AAA

                         1

                                                                                                           Severe risk (100)                                                                                                                                                                                                                      Negligible risk (0)

AA

                                                                                                              D-                                                                                                               C+ …

                                 3

D+                                                                                                                           A A-

¹  ESG risk score on a reverse scale (100-0): the lower the score, the better the ESG risk

²  C+ is the best ESG rating assigned by ISS ESG in its Commercial Banks & Capital Markets sector

³  Climate change rating

CHAPTER 8 APPENDICES

8. APPENDICES  OTHER SENSITIVITIES: LIMITED IMPACTS

Net impact at end-2024 on the measurement

                                                                                                                                                                                                         Higher impacts on CSM while remaining                                                                                                 High level of solvency

Impacts on net income very limited

                                                                                                                                                                                                                            largely absorbable by CAA                                                                                                in each regulatory scenario

CRÉDIT AGRICOLE GROUP SCOPE AND SHAREHOLDING STRUCTURE

Crédit Agricole Group includes Crédit Agricole S.A. as well as all of the regional banks and local banks and their subsidiaries.

(1) The Regional Bank of Corsica, 99.9% owned by Crédit Agricole S.A., is a shareholder of SACAM Mutualisation. (2) The Fédération Nationale du Crédit Agricole (FNCA) acts as a think-tank, a mouthpiece and a representative body for the Regional Banks vis-à-vis their stakeholders. (3) Non-significant: 0.53% treasury shares, including buy-backs in 2024 that will be cancelled in 2025.

CRÉDIT AGRICOLE GROUP INSURANCE COMPANIES

Simplified organizational chart (as of end-November 2025)

OUR STORY

¹  ASG was first consolidated at end-September 2025

²  Since September 1^st 2025, Vera Protezione and Vera Assicurazioni have become PiùVera Protezione and PiùVera Assicurazioni, in which Banco BPM Assicurazioni has been incorporated since November 1^st 2025.

CHAPTER 9 CAA CONTACT LIST

9. CAA CONTACT LIST 

CAA CONTACT LIST

CHAPTER 10 NOTES

NOTES (1/4)

Page 6

¹ Non-GAAP revenues

^[4] Calculated using the standardised approach without transitional measures other than the grandfathering of subordinated debts.

^[5] Savings, retirement, death and disability (funeral)

^[6] France Assureurs data and Predica estimates – Life insurance outstandings at end-2024

^[7] France Assureurs data and Predica estimates – Individual death, Funeral and Dependence gross written premiums at end-2024

^[8] France Assureurs data and CAA estimates – Creditor insurance gross written premiums from retail banking excluding CAPFM at end-2024

^[9] France Assureurs data and Predica estimates – Group health and protection gross written premiums at end-2024

^[10] L'Argus de l'assurance, December 13th, 2024, and CAA estimates - Property and liability insurance gross written premiums at end-2023

^[11] Market share calculated by Italian consultancy firm IAMA Consulting, on the Life bancassurance market, based on gross written premiums at end-April 2025

¹⁰   Market share calculated by Italian consultancy firm IAMA Consulting, on the Non-life bancassurance market, based on gross written premiums at end-December 2024 including Banco BPM

Assicurazioni, Vera Assicurazioni and Vera Protezione figures

¹¹   Data Commissariat aux Assurances and CALIE estimates – Life insurance outstandings at end-March 2025

¹²   Statistics of Life Insurance Business in Japan Fiscal 2023 published in December 2024 and CA Life Japan estimates – Creditor insurance premiums at end-March 2024

¹³   Data PIU (Polish Chamber of Insurance - Polska Izba Ubezpieczeń) and CA Zycie estimates – Life premiums at end-March 2025

¹⁴   Preliminary data Autoridade de Supervisão de Seguros e Fundos de Pensões and CAA estimates – Gross written premiums at May-2025 ¹⁵ Internal source CAA – Gross written premiums at end-2023

¹⁶ Change adjusted for the exceptional tax contribution on the profits of large companies. Including the exceptional tax contribution, the change was -1,7%.

Page 8

¹ Source: L’Argus de l’assurance, December 13th, 2024, gross written premiums at end-2023

NOTES (2/4)

Page 8 (continued)

^[12]0 Source: France Assureurs data and Pacifica estimates – Car insurance gross written premiums at end-2024

¹¹ Source: France Assureurs and Pacifica estimates – Individual property insurance gross written premiums at end-2024

^1[13] Source: L'Argus de l'assurance, December 13th, 2024, and CAA estimates - Property and liability insurance gross written premiums at end-2023

^[14][15] #6 property and liability insurer in France (source: L’Argus de l’assurance, December 13th, 2024, gross written premiums at end-2023)

¹⁴  Source: L’Argus de l’assurance, August 27th, 2025, gross written premiums at end-2024

¹⁵  Source: L’Argus de l’assurance, November 28th, 2025, gross written premiums at end-2024

¹⁶  Percentage of Regional banks and LCL customers with at least one motor, home, health, legal, mobile/portable or personal accident insurance policy marketed by Pacifica, French Crédit Agricole

Assurances' non-life insurance subsidiary

Page 13

¹  In local GAAP

²  Savings, retirement, death and disability (funeral)

³  CSM or Contractual Service Margin: corresponds to the expected profits by the insurer on the insurance activity, over the duration of the contract, for profitable contracts, for Savings, Retirement,

Death and Disability and Creditor products

⁴  Annualised CSM allocation factor = CSM release to P&L / (opening CSM stock + revaluation of stock + new business)

Page 14

NOTES (3/4)

Page 23

^[16] CAA Group’s investments at market value without look-through approach, net of securities under repurchase agreement and liabilities towards holders of units in consolidated investment funds, notably. Assimilated: related to bonds with explicit guarantees from a State. Agencies: ownership >50% by a local authority or ownership >50% by the government but without guarantee or ownership

<50% by the government but sponsors of government policy

Page 24

¹ Scope: bonds owned by the CAA Group at market value with look-through approach for equity and bonds funds, excluding repurchase agreements. Assimilated: related to bonds with explicit guarantees from a State. Agencies: ownership >50% by a local authority or ownership >50% by the government but without guarantee or ownership <50% by the government but sponsors of government policy

Page 25

¹ Scope: debt owned by the CAA Group, including sovereign and assimilated, supranational and agencies, at market value with look-through approach for equity and bonds funds, excluding repurchase agreements. Assimilated: related to bonds with explicit guarantees from a State. Agencies: ownership >50% by a local authority or ownership >50% by the government but without guarantee or ownership <50% by the government but sponsors of government policy

^[17] Scope: bonds owned by the CAA Group at market value with look-through approach for equity and bonds funds, excluding repurchase agreements.

Page 27

¹  Bonds only

²  French government bond (OAT) and public sector debt securities equivalent to those of central, regional or local governments ^[18] VFA model (Variable Fee Approach): Savings, Retirement and Funeral

⁴ BBA model (Building Block Approach): Personal protection (death & disability / creditor / group insurance); PAA model (Premium Allocation Approach): P&C

Page 29

NOTES (4/4)

Page 39

¹  According to AM Best’s 2024 rankings (premiums as of end-2022 excluding UK & Switzerland)

²  IFRS consolidation scope as of end-2024

³  Combined ratio of P&C in France (Pacifica) including discounting and excluding undiscounting, net of reinsurance: (claims costs + operating expenses + fee and commission income) / gross earned premiums

⁴  L’Argus de l’assurance, 2024 ranking (premium income at end of 2023)

⁵  L’Argus de l’assurance, 2025 ranking (premium income at end of 2024)

⁶  Savings, retirement and funeral insurance

⁷  Number of permanent contracts, fixed-term contracts and work-study students at end-December 2024 across the entire scope of CAA (consolidated and non-consolidated entities)