PRESS RELEASE
from Raiffeisen International Bank-Holding AG (ETR:RAW)
RBI: First Quarter 2026 - Strong operating result (excl. Russia) and healthy loan growth
EQS-News: Raiffeisen Bank International AG / Key word(s): Quarter Results
RBI: First Quarter 2026 - Strong operating result (excl. Russia) and healthy loan growth
05.05.2026 / 07:30 CET/CEST
The issuer is solely responsible for the content of this announcement.
RBI: First Quarter Report 2026
Strong operating result (excl. Russia) and healthy loan growth
Strong operating result (excl. Russia) and healthy loan growth
- Q1/2026 operating result up 12% y-o-y (excl. Russia), main revenues up 5% to EUR 1,596 million
- Customer loans up 3% to EUR 105 billion year-to-date (excl. Russia)
- Consolidated profit of EUR 209 million (excl. Russia) impacted by upfront booking of higher bank levies
- CET1 ratio excl. Russia at 14.9% (Group CET1 ratio at 17.7%)
- Further business reduction in Russia - all restrictions to remain in place in 2026
- Outlook largely confirmed, with CET1 ratio excl. Russia target updated to reflect announced acquisition projects
The following tables refer to RBI excluding Russia:
| Income Statement in EUR million | Q1/2026 | Q1/2025 | Q4/2025 |
| Net interest income | 1,076 | 1,046 | 1,054 |
| Net fee and commission income | 520 | 466 | 529 |
| Net trading income and fair value result | 5 | (27) | (18) |
| General administrative expenses | (896) | (850) | (894) |
| Operating result | 760 | 678 | 736 |
| Other result | (86) | (66) | (13) |
| Governmental measures and compulsory contributions | (177) | (116) | (49) |
| Impairment losses on financial assets | (103) | (46) | (72) |
| Profit/loss before tax | 393 | 450 | 603 |
| Profit/loss after tax | 258 | 318 | 478 |
| Consolidated profit | 209 | 260 | 416 |
| Financial statement in EUR million | 31/3/2026 | 31/12/2025 |
| Loans to customers | 104,702 | 101,195 |
| Deposits from customers | 122,943 | 117,277 |
| Total assets | 201,472 | 193,191 |
| Total risk-weighted assets (RWA) | 84,410 | 80,932 |
| Bank-specific information | 31/3/2026 | 31/12/2025 |
| NPE Ratio | 1.6% | 1.7% |
| NPE Coverage Ratio | 46.4% | 44.2% |
| CET1 ratio transitional (incl. profit) | 14.9% | 15.5% |
| Total capital ratio transitional (incl. profit) | 19.7% | 20.3% |
| Key ratios | Q1/2026 | Q1/2025 | Q4/2025 |
| Net interest margin (Ø interest-bearing assets) | 2.25% | 2.31% | 2.26% |
| Cost/income ratio | 53.4% | 55.0% | 54.1% |
| Provisioning ratio (Ø loans to customers) | 0.36% | 0.20% | 0.37% |
| Consolidated return on equity | 5.2% | 7.3% | 12.4% |
| Earnings per share in EUR | 0.54 | 0.71 | 1.16 |
Outlook 2026
The following guidance refers to RBI excluding Russia.
In the medium term, RBI aims to achieve a consolidated return on equity of at least 13% excluding Russia and excluding provisions and legal cost for foreign currency loans in Poland.
The following guidance refers to RBI excluding Russia.
| Outlook 2026 | RBI excl. RU |
| Net interest income in EUR | around 4.4 bn |
| Net fee and commission income in EUR | around 2.1 bn |
| Loans to customers (growth, excl. announced acquisitions) | around 7% |
| General administrative expenses in EUR | around 3.6 bn |
| Cost/income ratio | around 52.5% |
| Provisioning ratio | around 35 bps |
| Consolidated return on equity | around 10.5% |
| CET1 ratio (incl. announced acquisition projects) | around 14.3%* |
| *’P/B Zero’ Russia deconsolidation scenario |
In the medium term, RBI aims to achieve a consolidated return on equity of at least 13% excluding Russia and excluding provisions and legal cost for foreign currency loans in Poland.
For further information please contact:
John P. Carlson, CFA
Head of Group Investor & Media Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com
05.05.2026 CET/CEST This Corporate News was distributed by EQS Group
View original content: EQS News
| Language: | English |
| Company: | Raiffeisen Bank International AG |
| Am Stadtpark 9 | |
| A-1030 Vienna | |
| Austria | |
| Phone: | +43-1-71707-2089 |
| E-mail: | ir@rbinternational.com |
| Internet: | https://www.rbinternational.com/en/raiffeisen.html |
| ISIN: | AT0000606306 |
| WKN: | A0D9SU |
| Listed: | Regulated Unofficial Market in Dusseldorf, Frankfurt, Hamburg, Hanover, Munich, Stuttgart, Tradegate BSX; Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market) |
| EQS News ID: | 2321024 |
| End of News | EQS News Service |
2321024 05.05.2026 CET/CEST